Terms & Conditions

When you join a course or mastermind or buy any services, products or programs from Happiness School/Esther de Charon de Saint Germain you agree to the following Terms of Services and Disclaimer


When you buy a program you authorize dECharon Coaching & communication/Happiness School to deduct a Single Payment of Multiple Payments from your account via Paypal or your Credit card or Ideal. 

If the program is not what you expected it to be you ask for a refund within 7 days of purchasing, you need to tell me specifically what it is that is not working for you  (or 7 days from the start of the program or Mastermind). After 7 days you cannot be refunded anymore.

Once you asked for a cancellation or refund all rights for the program will be canceled immediately. Due to bank transfers it might take up to 3 weeks before you receive your refund. 

You are required by law to pay the full amount of money within the given period of time. You cannot withdraw, stop or change the payment you have agreed upon.

If you have a question. Contact me. I’m glad to help you out.

If you have any question send me an email.


Coaching and mentoring is very personal. It largely depends on the click between you and your mentor. If for whatever reason you are not satisfied with the program or my coaching you will be refunded 100% of your investment up to 7 days from your date of purchase, or 3 days after your first session. Whatever comes first.

Send me an email and you will be refunded in full, within 30 working days. After the initial 7 days, the fee has to be paid in full, or in the agreed Monthly Payments. It is possible to let someone else use the remainder of the program. 

I will always respect your privacy, your email address, and the information you give me. I will not sell it, trade it, or abuse any information you submit to me.
I work by the International EMCC Professional Code of Ethics
Happiness School/Esther de Charon de Saint Germain/the Creative Study is based in the Netherlands. All content, programs, and coaching are governed by Dutch law.

The material published on this website this website, the courses, coaching programs, and emails are created with great care and consideration and is intended for general information only and is not legal advice or other professional advice.

We do not warrant, represent or guarantee that the material published on this website is in all respects accurate, complete and current. To the extent permitted by law, we exclude any liability, including any liability for negligence, for any loss or damage arising from reliance on the material on this website.

Any opinions expressed in by third parties do not necessarily represent the views of Happiness School/Esther de Charon de Saint Germain.

Happiness School/Esther de Charon de Saint Germain is not responsible for the content of any third-party website to which links are provided from this website. Any links to websites are provided for your information and convenience only.
Happiness School/Esther de Charon de Saint Germain does not endorse or control these websites and cannot guarantee that material on those sites is in all respects accurate, complete and current.

When addressing any (business) coaching matters on this website, the videos, newsletters, programs or other content, Happiness School/Esther de Charon de Saint Germain has taken every effort to ensure the coaching and programs are accurately represented. However, by purchasing coaching, any material or programs you accept and agree that you alone are fully responsible for your progress and results from your participation.

Happiness School/Esther de Charon de Saint Germain offer no representations, warranties or guarantees verbally or in writing regarding your results.

You alone are responsible for your actions and results in life and business which are dependent on personal factors including your skill, knowledge, ability, dedication, network and financial situation.

By purchasing coaching, written material or a program you understand the results experienced by each person may significantly vary. Any statements outlined on this website, programs, content and offerings are the opinion of Happiness School/Esther de Charon de Saint Germain and are – as stated in Dutch Law – not guaranteed.

Happiness School/Esther de Charon de Saint Germain offers no professional legal, medical, psychological or financial advice and your participation in any of the coaching sessions or programs will not treat, diagnose or cure any disease.
The information contained in or made available through the website (including but not limited to information contained on videos, message boards, comments, on coaching calls, in emails, in text files, or in Skype chats) cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, financial, medical, psychological, or legal matters. In particular, you should regularly consult a doctor in all matters relating to physical or mental health, particularly concerning any symptoms that may require diagnosis or medical attention.
Happiness School/Esther de Charon de Saint Germain makes no representations or warranties concerning any treatment, action, or application of medication or preparation by any person following the information offered or provided within or through our websites, emails or any other communication.
Neither Happiness School/Esther de Charon de Saint Germain nor any partners, or affiliates, will be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss, injury, illness or death. You alone are responsible and accountable for your decisions, actions, and results in life, and by your use of the through our websites, emails or any other communication, you agree not to attempt to hold us liable for any such decisions, actions or results, at any time, under any circumstance.
We may change these terms of use from time to time. Check before re-using any content from this website.
The Dutch Copyright Law is applicable to all content on this website, emails, courses, and content from Happiness School/Esther de Charon de Saint Germain. All content on this website, including material in downloadable files, – with the exception of the videos that are used from public websites –  are protected by copyright.
Copyright on the content on this website is owned by Happiness School/Esther de Charon de Saint Germain. The content in which copyright is owned by others includes quotes, reviews images, and some downloadable documents.
All the online products you buy from this website cannot under any circumstance be copied, shared or re-used.
Except as permitted by the copyright law applicable to you, you may use the content on this website after you have paid for it or – if it is free – after you opted in.
You may not reproduce any of the content on this website, including files downloadable from this website, without the permission of the copyright owner.
Linking to pages and content on this website is NOT permitted.